LIFE BYVardellNursing Home
Report

TheVardellReport

Carmel Home

Skilled nursing facility and nursing facility

2501 Old Hartford Road
Owensboro, KY 42303

Report Date
Nov 1, 2026
Data Through
Oct 1, 2026
Report ID
VR-KY-185226-2611
← Carmel Home, free profile

Life by Vardell Presents

The Vardell Report.Carmel Home

The deeper story, beautifully organized. Available records, historical context, and questions worth asking.

Provider Category
Nursing home
Location
Owensboro, KY
Record Period
2024–2026
Source Documents
5
Read the report

This report is free. Vardell does not certify, grade or endorse; it shows what the record documents.

01

The Essentials

Summary

Across 3 inspections from February 2024 to May 2026, state surveyors documented 7 findings at Carmel Home; 7 have a recorded correction; CMS lists 5 enforcement actions in the window.

Inspections
3
2024–2026, standard
Findings
7
Deficiencies cited by state inspectors
Corrected
7
Of 7 findings, with a recorded correction date
Penalties
5
4 fines; payment not published, 1 closed

Findings by Year

  • Findings
  • Of which, actual harm (level G or above)
2024: 3 findings across 1 inspection320241 inspection2025: 0 findings across 1 inspection020251 inspection2026: 4 findings across 1 inspection42026*1 inspection2024: 3 findings across 1 inspection320241 insp.2025: 0 findings across 1 inspection020251 insp.2026: 4 findings across 1 inspection42026*1 insp.

* Partial year, through October 1, 2026.

Findings by year
YearInspectionsFindingsOf which, actual harm (level G or above)
2024130
2025100
2026140

What the Record Shows

  • 7 of 7 findings have a recorded correction date.
  • CMS lists 5 enforcement actions in the window: 4 fines totaling $40,173, their payment not published; denial of payment imposed February 15, 2024, ended April 15, 2024.
  • No complaint investigation appears in this window. CMS publishes what a complaint investigation cited, not what the complaint alleged.
  • The latest standard inspection, May 7, 2026, recorded 4 findings (most serious: Level F).
02

Chronology

Inspection History

Every inspection in the record window, newest first. A finding is a deficiency an inspector cited. CMS publishes what a complaint investigation cited, not what the complaint alleged.

  1. 2026

    Standard health inspection

    4 findings

    • F756Ensure a licensed pharmacist perform a monthly drug regimen review, including the medical chart, following irregularity reporting guidelines in developed policies and procedures.Level FNo actual harm, potential for moreCorrected Jun 12, 2026
    • F851Electronically submit to CMS complete and accurate direct care staffing information, based on payroll and other verifiable and auditable data.Level FNo actual harm, potential for moreCorrected Jun 12, 2026
    • F605Prevent the use of unnecessary psychotropic medications or use medications that may restrain a resident's ability to function.Level ENo actual harm, potential for moreCorrected Jun 12, 2026
    • F689Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.Level DNo actual harm, potential for moreCorrected Jun 12, 2026

    Source: Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

  2. 2025

    Standard health inspection

    No findings

    Source: Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

  3. 2024

    Standard health inspection

    3 findings

    • F727Have a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis.Level FNo actual harm, potential for moreCorrected Mar 15, 2024
    • F812Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.Level FNo actual harm, potential for moreCorrected Mar 15, 2024
    • F732Post nurse staffing information every day.Level CPotential for minimal harmCorrected Mar 15, 2024

    Enforcement Action

    Civil money penalty, $7,903 imposed January 22, 2024. CMS publishes the fine, not whether it has been paid. CMS does not tie a penalty to a survey, and no survey before the penalty date is in this release; listed with the earliest, February 15, 2024.

    Enforcement Action

    Civil money penalty, $3,387 imposed February 12, 2024. CMS publishes the fine, not whether it has been paid. CMS does not tie a penalty to a survey, and no survey before the penalty date is in this release; listed with the earliest, February 15, 2024.

    Enforcement Action

    Civil money penalty, $25,119 imposed February 15, 2024. CMS publishes the fine, not whether it has been paid. CMS does not tie a penalty to a survey; listed with the standard health inspection of February 15, 2024, the nearest before the penalty date.

    Enforcement Action

    Denial of payment imposed February 15, 2024. Status: Closed, April 15, 2024. CMS does not tie a penalty to a survey; listed with the standard health inspection of February 15, 2024, the nearest before the penalty date.

    Enforcement Action

    Civil money penalty, $3,764 imposed February 20, 2024. CMS publishes the fine, not whether it has been paid. CMS does not tie a penalty to a survey; listed with the standard health inspection of February 15, 2024, the nearest before the penalty date.

    Source: Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

Severity levels follow the CMS scope and severity grid. A–C: potential for minimal harm. D–F: no actual harm, potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy.

03

Context

Patterns Worth Examining

A repeated citation can merit attention, but context and corrective action must be reviewed before drawing a conclusion.

No citation repeats across the 3 inspections in this window, and no finding is waiting on a verified correction. That is what the record shows; it is not a judgment of care. The questions that follow still apply.

    04

    For Your Next Visit

    Questions to Ask on Your Visit

    Bring these to the tour. Each one comes from something in the record; the reason is under the question.

    1. 01

      How many nurses and aides are on each shift, including nights and weekends, for the unit we are considering?

      No staffing citation appears in this window. Staffing levels are published separately by CMS and are worth asking about directly.

    2. 02

      What led to the 2024 fine, and has it been paid?

      A $3,764 civil money penalty was imposed February 20, 2024. CMS publishes the fine, not whether it has been paid. The record holds five enforcement actions in the window.

    05

    The Evidence

    Sources and Coverage

    Inspection results and penalties are published by the Centers for Medicare & Medicaid Services from surveys conducted by the Kentucky state survey agency.

    • Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

      Kentucky state survey agency

      Inspection Feb 15, 2024 · Published Oct 1, 2026 · Retrieved Nov 1, 2026

    • Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

      Kentucky state survey agency

      Inspection Apr 10, 2025 · Published Oct 1, 2026 · Retrieved Nov 1, 2026

    • Health inspection results, as published by CMS (Health Deficiencies and Inspection Dates, Provider Data Catalog)

      Kentucky state survey agency

      Inspection May 7, 2026 · Published Oct 1, 2026 · Retrieved Nov 1, 2026

    • Penalties, Provider Data Catalog

      Centers for Medicare & Medicaid Services

      Published Oct 1, 2026 · Retrieved Nov 1, 2026

      View Dataset ↗
    • Provider Information, Provider Data Catalog

      Centers for Medicare & Medicaid Services · 185226

      Published Oct 1, 2026 · Retrieved Nov 1, 2026

      View Dataset ↗

    Coverage

    Record windowFebruary 15, 2024 – October 1, 2026

    • CMS publishes about three inspection cycles; inspections before February 2024 are not in this release.
    • CMS refreshes these files monthly, after statements of deficiencies are processed, so an inspection from the last two months may not appear yet.

    What This Report Cannot Tell You

    Complaints not investigated onsite
    Allegations screened out by the state before an onsite visit are not published.
    Complaint allegations
    CMS publishes the deficiencies a complaint survey cited, not the allegation itself.
    Facility-reported incidents
    Self-reported incidents appear only if they led to an inspection.
    Follow-up visits
    CMS's files list standard, complaint and infection control surveys, not revisits; a correction date is the one CMS records.
    Fire safety inspections
    Published by CMS separately and not included in this record yet.
    Staffing levels and ownership history
    Published by CMS separately and not included in this record.
    Whether fines were paid
    CMS publishes the fines imposed, not whether or when they were paid.

    Historical coverage varies by agency and location. Missing records do not mean that no complaint or violation occurred.

    Data architecture: Cierto supplies the source-backed machine-readable bundle. Life by Vardell independently creates the narrative, design, and consumer report.